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Cayman Islands Development Bank is a leading provider of a range of loans, sound financial counselling and the right financial and technical assistance. We help you realize your dreams, whether you want to pursue further education, expand a business, or purchase a home.

Land Loan


The Cayman Islands Development Bank (CIDB) provides mortgage loans under its "HOME" (Home Ownership Made Easy) programme to Caymanians and Caymanian-Status holders.

General information on our land loans:

Loans provided to finance the acquisition of undeveloped land in subdivisions or other areas approved by government. 

  • Financing up to 90% of the value based on the lower of purchase price or appraised value;
  • Maximum term is normally 15 years;
  • Set up fee 1% standard, negotiated relative to market conditions;
  • Maximum debt service ratios: TDSR 45%;
  • A 1st Charge on the purchased land for the value of the loan will be taken as security.

We are ready when you are